News for 'Savings Bank Account'

INDIA's PM face will be ....: Rahul Gandhi puts speculation to rest

INDIA's PM face will be ....: Rahul Gandhi puts speculation to rest

Rediff.com5 Apr 2024

Speaking at the Congress manifesto launch programme, Gandhi said it is a much closer contest than what is propagated by the media, and expressed confidence in winning the polls.

10 popular ways to save tax

10 popular ways to save tax

Rediff.com21 Mar 2018

Investments and expenses under section 80 C allows various tax benefits, says Harjot Singh Narula

Cong skipped meet to pick new CIC as he's Dalit: Modi

Cong skipped meet to pick new CIC as he's Dalit: Modi

Rediff.com7 Nov 2023

Prime Minister Narendra Modi on Tuesday attacked the Congress, saying it skipped the meeting convened to select the new Chief Information Commissioner (CIC) as he is a Dalit and this reflected the anti-Scheduled Castes mindset of the main opposition party.

Modi @ 4: PM's dream of 'financial inclusion' takes shape

Modi @ 4: PM's dream of 'financial inclusion' takes shape

Rediff.com29 May 2018

Recently, the government announced yet another ambitious scheme aimed at providing health insurance to 50 crore individuals.

Filing income tax returns: Keep these documents handy, now

Filing income tax returns: Keep these documents handy, now

Rediff.com11 Jan 2017

Whether salaried or running your own business, it's about time to get your investment proofs in tax-saving instruments ready for filing your income tax returns later this year.

What Is A Retirement Fund?

What Is A Retirement Fund?

Rediff.com20 May 2024

A retirement fund can be helpful for all age groups, but ideally one should start investing early to beat market swings and gain from compounding.

Shocking! India's No. 1 tennis player at break-point!

Shocking! India's No. 1 tennis player at break-point!

Rediff.com20 Sep 2023

India's number one tennis player Sumit Nagal is left with less than Rs one lakh in his bank account and a morose feeling of not leading a good life.

How the mega banks' merger will affect you

How the mega banks' merger will affect you

Rediff.com31 Aug 2019

Here's how the move will affect the banks' customers.

Plan Your Wedding Expenses Early

Plan Your Wedding Expenses Early

Rediff.com2 Aug 2024

'Understand how wedding expenses fit into your overall financial situation.' 'Evaluate how different levels of spending will impact other goals like retirement, travel, or housing.'

Multiple headwinds ahead for ICICI Prudential Life Insurance

Multiple headwinds ahead for ICICI Prudential Life Insurance

Rediff.com27 Jan 2024

The ICICI Prudential Life Insurance Company's net premium income in the third quarter (October - December) of the current financial year (Q3FY24) swelled by 4.9 per cent year-on-year (Y-o-Y) to touch Rs 9,929 crore. Income from investment rose 111.3 per cent Y-o-Y to touch Rs 16,315 crore. The Annual premium equivalent (APE), and new business premium (NBP) increased by 4.8 per cent Y-o-Y. Both declined 7.5 per cent and 5.6 per cent respectively, quarter-on-quarter (Q-o-Q).

Axis Bank buys Citi's India retail business for Rs 12,325 cr

Axis Bank buys Citi's India retail business for Rs 12,325 cr

Rediff.com30 Mar 2022

US bank Citigroup on Wednesday announced the sale of its Indian consumer banking businesses, including credit cards, retail banking, wealth management and consumer loans, to private lender Axis Bank for Rs 12,325 crore, as part of its plans to exit retail operations in 13 markets.

7 Ways to Conquer Debt, Build Wealth

7 Ways to Conquer Debt, Build Wealth

Rediff.com25 Jan 2024

Break the chains of debt, invest in your future, and wave the flag of financial independence high. Freedom awaits, comrades. Let's conquer this battlefield together this Republic day, exhorts Vatsal Ramaiya.

Getting Married? Plan Finances First!

Getting Married? Plan Finances First!

Rediff.com23 Oct 2023

For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.

'I am 65, diabetic. Which mediclaim plan to buy?'

'I am 65, diabetic. Which mediclaim plan to buy?'

Rediff.com9 Feb 2024

rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries

Why RBI Was Worried About Consumer Credit Growth

Why RBI Was Worried About Consumer Credit Growth

Rediff.com13 Mar 2024

The banking regulator was uncomfortable with the runaway pace at which consumer credit was growing.

Centre Plans To Raise Rs 7.5 Trillion...

Centre Plans To Raise Rs 7.5 Trillion...

Rediff.com6 Apr 2024

...to fund the revenue gap. Of the gross market borrowing of Rs 14.13 trillion estimated for FY25, Rs 7.5 trillion, or 53 per cent, is planned to be borrowed in the first half.

3 Tips To Choose Home Loan Lender Wisely

3 Tips To Choose Home Loan Lender Wisely

Rediff.com20 Sep 2023

Your awareness about the effect of the home loan tenure and EMI on your loan empowers you to take better decisions, explains Gaurav Mohta.

India to crack down on savings scams as Modi backs banking for all

India to crack down on savings scams as Modi backs banking for all

Rediff.com30 May 2016

India does not have a unified regulatory regime to counter Ponzi, or pyramid, schemes whose operators typically grab new deposits to meet their promise of guaranteed returns to existing savers, point out Manoj Kumar and Mayank Bhardwaj.

BJP's suggestions on how to SAVE India's economy

BJP's suggestions on how to SAVE India's economy

Rediff.com21 Sep 2013

Economist Dr Subramanian Swamy, whose Janata Party merged with the Bharatiya Janata Party in August, has issued the following press statement on the Indian economy and demanded the implementation of a four-point agenda to save it.

'NPA recoveries has helped to reduce credit cost'

'NPA recoveries has helped to reduce credit cost'

Rediff.com11 Feb 2024

'For the first time ever it has come below 1 per cent, at 0.97 per cent.'

How Banks SURPRISED India

How Banks SURPRISED India

Rediff.com2 Sep 2021

If the earnings in the first quarter of the current financial year are an indication, most banks, particularly those majority-owned by the government, have fared well, reveals Tamal Bandyopadhyay.

Interest on small savings hiked after years

Interest on small savings hiked after years

Rediff.com20 Sep 2018

The rates of interest on various small savings schemes for the third quarter of financial year 2018-19, starting October 1 and ending on December 31, 2018, has been revised, the finance ministry said while notifying the rates.

Disruption will change banking significantly: Nilekani

Disruption will change banking significantly: Nilekani

Rediff.com8 Aug 2016

Banking as we know it will stand on its head in the next 10 years.

Banks increasing service charges

Banks increasing service charges

Rediff.com9 Mar 2012

Be aware of the new charges being introduced and transact online to save on costs

'Hello voter, come to the tea shop for cash'

'Hello voter, come to the tea shop for cash'

Rediff.com21 Apr 2014

Evading the eagle eyes of the Election Commission, political parties in Tamil Nadu have come up with innovative ways to attract voters, the latest being the 'mobile contact' system, in which they contact the electorate over cell phones.

6 REALLY SIMPLE Steps To Create Wealth

6 REALLY SIMPLE Steps To Create Wealth

Rediff.com13 Mar 2024

Here are some golden nuggets when it comes to creating wealth. Read them and if you find yourself saying, 'This everybody knows', cross your heart and ask yourself how many times you have forgotten these simple rules, says P V Subramanyam.

Will payment banks have takers?

Will payment banks have takers?

Rediff.com21 Oct 2014

The idea of the payment banks is to provide access to banking for people, especially in rural areas.

Claiming money that is rightfully yours

Claiming money that is rightfully yours

Rediff.com6 Jul 2017

Priya Nair finds out how investors of mutual funds, shares, unclaimed bank deposits, insurance policies can redeem long-forgotten investments.

'Can I Earn Rs 1L P.M. From FDs, Bonds, PPF, EPF?'

'Can I Earn Rs 1L P.M. From FDs, Bonds, PPF, EPF?'

Rediff.com29 Apr 2024

rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.

Do STPs give better returns than SIPs?

Do STPs give better returns than SIPs?

Rediff.com21 Jan 2017

Returns in Systematic Transfer Plan are consistent as money invested in debt mutual fund schemes earns interest till the time the whole amount is fully transferred to equity fund, says Vishwajeet Parashar, Sr VP and Group Head -- Marketing, Bajaj Capital

ED freezes over Rs 64-cr bank deposits of crypto exchange WazirX

ED freezes over Rs 64-cr bank deposits of crypto exchange WazirX

Rediff.com5 Aug 2022

The federal agency said it conducted raids against a director of Zanmai Lab Pvt Ltd, which owns WazirX, on August 3 in Hyderabad and alleged he was "non-cooperative". The agency's probe against the crypto exchange is linked to its ongoing investigation against a number of Chinese loan apps (mobile applications) working in India.

'For long term goals, you have to INVEST, not save'

'For long term goals, you have to INVEST, not save'

Rediff.com18 Nov 2019

In this interview with Rediff.com's Shobha Warrier, Ashok Kumar E R, the CEO and co-founder of Scripbox shares some more interesting observations about the way Indian women make financial decisions and offers advice on how, with the apt guidance and information, they could do a lot better.

Five hacks to save money on a home loan

Five hacks to save money on a home loan

Rediff.com3 Nov 2015

A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!

How to save money while studying abroad

How to save money while studying abroad

Rediff.com7 Oct 2014

From opening an account in a local bank to looking for festive and student discounts, here are some surefire ways you can save money on your education trip abroad.

Documents you must keep handy to file income tax returns

Documents you must keep handy to file income tax returns

Rediff.com11 Jul 2022

The Income-Tax (I-T) Department nowadays provides pre-filled forms to make the filing of income-tax return (ITR) easier. Nonetheless, you must have a number of documents handy at the time of filing return so that you can cross-check the data in the pre-filled form. "Filing ITR doesn't require you to upload any document. But in case an assessing officer makes an inquiry, you will need to present documents and certificates as proof," says Deepak Jain, chief executive, TaxManager.in.

Small savings rates slashed by 0.1%

Small savings rates slashed by 0.1%

Rediff.com30 Jun 2017

Since April 2016, interest rates of all small saving schemes have been recalibrated on a quarterly basis.

Tips to save: 'Use public transport or car pool'

Tips to save: 'Use public transport or car pool'

Rediff.com11 Nov 2019

We asked you, dear readers to share your best tips on saving money.

What are payments banks and how will it help?

What are payments banks and how will it help?

Rediff.com20 Aug 2015

Payments banks are niche banks set up by the Reserve Bank of India to further the agenda of financial inclusion.

Young Taxpayers Prefer New Tax Regime

Young Taxpayers Prefer New Tax Regime

Rediff.com31 Aug 2023

'Most young taxpayers prefer income tax filing to be flexible yet straightforward.'